Non-Preferred Towing Fleet Insurance

• Auto liability and physical damage coverage offered
• Towing insurance solutions are based on the following factors, including but not limited to issuance of a non-renewal or cancellation notice, claim issues (frequency and/or severity), lack of industry experience/being a new venture and the need for a dedicated loss control support
• $50,000 minimum premium
• Mixed fleets. Any modifications must be disclosed on the submission
• Higher-risk territories including South Florida, South Texas, Los Angeles County in California, San Francisco County in California or Cook County in Illinois
• No radius limitations (local, intermediate, long distance)
• Can post filings (federal and state)
• Business owners willing to work with the underwriter and loss control team to implement necessary requirements and recommendations with an emphasis on prioritizing safety and loss control

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• Account narrative, strategy and market position – send copy of cancellation or non-renewal notice if applicable
• Completed RLI E&S Towing Questionnaire
• Five years of currently valued hard copy loss runs valued within 60 days or less from proposed inception with details on all open losses and losses over $50K
• Vehicle schedule in Excel with licensing state, garaging city/state, year/make/model/VIN, specific use, disclosure of any modifications or permanently attached equipment and stated amount
• Driver schedule in Excel including date of birth, date of hire, driver’s license number and state

RLI offers coverage throughout the U.S. with the following exceptions:

• Policies cannot be domiciled and vehicles cannot be registered in the following states: CT, KS, KY, MA, NC, NY, NV, WA, WV
• For risks domiciled and registered in eligible states, if they enter NY, use in the five boroughs of NY can only be incidental
• In FL and IL, terms are offered on RLI Insurance Company admitted paper. In all other acceptable coverage territories, terms are offered on Mt. Hawley Insurance Company non-admitted paper.
• Benefits of RLI Transportation Partnership
• Free access to a dedicated loss control expert
• Complimentary access to driver safety training videos via RLI Safety Solutions’ proprietary Learning Management System (LMS)
• One free weekday of on-site driver training from an RLI Loss Control expert
• Discounts on hardware and subscription costs from Samsara, Lytx and Motive
• Complimentary access to RLI Safety Solutions DOT compliance assistance
• Quarterly claim reviews available for larger risks