Commercial Specialty Auto

Ambulances

For pre-approved retail agents and brokers with a solid book of ambulance fleet accounts, RLI Transportation actively welcomes ambulance insurance risks.

Agent & Broker Request

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Insurance Type

Admitted

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Distribution

Retail & Wholesale

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Availability

Policies cannot be domiciled in or significantly operating* in NV, NM, MA, LA, MT, HI, NY, AK, MI or NJ. Also, not available in South Florida (south of Lake Okeechobee), South Texas (south of Houston), San Francisco Bay Area (Marin, Alameda & San Francisco counties), Los Angeles and Cook County, Illinois. *Significantly operating in is more than 25% of the exposure occurring there. We will consider risks with incidental exposure in unfavorable venues if the risk is not domiciled there.

Not an agent or broker?

If you are not an owner or operator of an ambulance fleet and are interested in transportation insurance, please ask your insurance agent or broker for a quote from RLI.

Qualifications & guidelines

$10,000 minimum premium
Fleets with at least 25% ambulances, with lights and sirens
At least two full years of operating experience
Fleets with five or more ambulances
Emergency and non-emergency fleets
Employees at least EMT-B certified (preferred)
EVOC or CEVO training provided (preferred)*
We do not write ambulance risks with more than 75% wheelchair vans.

Access our complete Ambulance Driver Guidelines

RLI also partners with TDC Specialty Underwriters (TDCSU) for professional liability and general liability coverage to eligible RLI ambulance risks.

Learn more about RLI's partnership with TDC Specialty Underwriters.

‍*In-house training is acceptable.
Additional items such as financial statements may also be requested.

Getting started

For pre-approved retail agents and brokers with a solid book of ambulance fleet accounts, RLI Transportation actively welcomes ambulance insurance risks. Agents and brokers can get started by completing and submitting the Ambulance Auto Questionnaire. Our submission requirements include:

ACORD 125 and ACORD 137
Vehicle schedule with garaging city/state, year/make/model, specific use, seating capacity and stated amount values (in excel if possible)
Four years of currently valued hard copy loss runs with details on all losses over $25,000
Drivers list with date of birth, date of hire, driver’s license number and state (in excel if possible)
Two most recent year-end, audited financial statements, balance sheet and income statement
Current MVRs for all drivers
Acceptable Digital Risk Review, completed and reviewed by our internal loss control team

Complete the Digital Risk Review

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resources

Loss control resources

We provide comprehensive services to develop a risk management program tailored to your business.

Loss control partnerships

RLI’s partnerships with telematics providers make it easier than ever to enhance loss control and driver safety programs using discounted dashcams for large trucking, public auto and commercial specialty auto fleets. Explore our partnerships:

Benefits of an RLI Transportation partnership

Free access to a dedicated EVOC trained loss control expert
Free access to driver safety training videos through RLI Safety Solutions’ proprietary learning portal
One free weekday of onsite driver training from an RLI Loss Control expert
Discounts on hardware and subscription costs from Samsara, Lytx, & Motive
Free access to RLI Safety Solutions DOT compliance assistance
Quarterly claim reviews available on larger risks