Personal Lines

Hawaii Homeowners

For primary and secondary residences up to $4.5 million, including homeowners, condominium owners and renters.

Insurance Type
Admitted
Distribution
Retail
Availability
Offered exclusively in Hawaii.
homes in hawaii surrounded by palm trees

Not an agent or broker? 

If you're a customer interested in homeowners' insurance, connect with an independent insurance agent in your area and ask for a quote from RLI.

coverage

Homeowners

A home is often the largest personal investment your customers make. When they own a home in Hawaii, the price of paradise can be challenging to insure. With hurricane insurance and coverage for oceanfront properties and older homes, RLI offers something different when compared to what's available in the standard market.

  • Primary and secondary residences up to $4.5 million
  • Homes under construction
  • Hurricane coverage
  • Identity theft protection
Building settled in hawaiian island landscape
Coverage

Condo owners

When it comes to insuring a condo, it can often be difficult for customers to get clear answers to their questions, given the need to cover personal belongings and liability as well as figure out what's not covered in their homeowners' association policy. At RLI, we make it easy by tailoring a condo insurance policy to your customers' unique needs.

  • Unit-owners' coverage up to $1.5 million
  • Medical protection
  • Unit owners extended coverage
  • Property manager coverage
  • Hurricane coverage
  • Identity theft protection
Condo in hawaii
coverage

Renters

Renters insurance is an important, yet often-ignored, coverage that can give your customers total peace of mind. A renters insurance policy from RLI Hawaii protects belongings from theft and damage, and provides liability coverage if someone is injured in an apartment.

  • Personal property protection
  • Personal liability protection
  • Identity theft protection
Palm trees along island coast
Coverage

Dwelling fire insurance

For your customers who want protection for a rental property or vacation home, but don’t need a comprehensive homeowners policy, dwelling fire coverage could be the answer. RLI can tailor a dwelling fire insurance policy to meet specific needs and budgets.

  • Dwelling coverage up to $3.5 million
  • Tenant occupied (short- or long-term)
  • Hurricane coverage
  • Premises liability
hawaii house
what makes us different

Partner with RLI

At RLI, we don’t shy away from high-risk exposures. We understand Hawaii homeowners have different insurance needs than homeowners in other states. In fact, RLI is one of only a few AM Best A+ rated carriers writing hurricane coverage in Hawaii. We've been offering homeowners insurance in Hawaii for more than 20 years.

People shaking hands
Resources

Request endorsements

Certain types of endorsement requests can be submitted through our online request form.

Connect with Our Team

If you are a wholesale agent or broker and would like additional information, please contact us to start a conversation.

Debie Aoyagi-Fujiwara
Debie Aoyagi-Fujiwara
Underwriter II
|
state
808-533-1515 ext. 2409
Leticia Dela Cruz
Leticia Dela Cruz
Underwriter II
|
state
808-533-1515 ext. 2412
Melissa Menchaca-Young
Melissa Menchaca-Young
Underwriter
|
state
808-533-1515 ext. 2420
Ellen Mimori
Ellen Mimori
AVP, Underwriting
|
state
808-533-1515 ext. 2401
Derrick Miyasato
Derrick Miyasato
Manager, Underwriting
|
state
808-533-1515 ext. 2422
Trent Takaoka
Trent Takaoka
Underwriter
|
state
808-533-3032
Jonathan Wong
Jonathan Wong
Underwriter
|
state
808-533-1515 ext. 2403
Dora Yamamura
Dora Yamamura
Sr. Underwriter
|
state
808-533-1515 ext. 2404
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Ready to Partner with RLI?

If you're an agent or broker with a qualified book of business or a customer with a specialized insurance need, we'd love to partner with you.

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