Inland Marine

Builder's Risk & Installation

Limited to total insured values not exceeding $50 million with single structures not exceeding $15 million. For frame or joisted masonry construction, we prefer total insured values not exceeding $10 million with single structures not exceeding $5 million.

Insurance Type
Admitted & Non-admitted
Distribution
Retail & Wholesale
Availability
Available in 50 U.S. states and D.C.
two construction helmets

Not an agent or broker? 

If you're a builder in need of an RLI insurance quote, contact your insurance agent for a quote from RLI.

Coverage

Cover a wide range of construction site losses

Construction site losses can often be higher than they initially seem. RLI offers a wide range of coverage extensions and supplemental coverage to ensure that insured parties are protected from losses that may not be immediately obvious. Our property and casualty coverage options include:

  • Building materials and supplies during the entire course of construction
  • After purchase of materials and supplies through transportation
  • Storage risks on and off jobsites

Covered losses may include:

  • Labor costs
  • Profit
  • Delivery charges

We don’t just insure property. We partner with our insureds to help them quickly recover when damages occur and avoid damages whenever possible. With us, coverage means access to the following services:

  • Risk and loss control services
  • Emergency removal of covered property, and temporary locations
  • Removal of debris, pollutants and fungal growth
  • Other surprise expenses such as fire department service charges, contract penalties, and other costs to expedite repairs and comply with ordinances or laws.
  • Fraud or deceit
  • Damage to personal property, waterborne

construction trucks on a job site
who we work with

Target business types

We prefer general and specialty contractors who have a successful track record in the geographical area where they operate and a solid reputation for completing projects on time. Wherever there is adequate public fire protection, we consider most project types desirable, including commercial, communications, educational, financial, habitational, hotels and motels, medical, light manufacturing, mercantile, offices, public works, religious, and shopping centers.

contractors working in a building
Eligibility

Appetite & eligibility

We write all construction types, and favor non-combustible, masonry non-combustible or fire resistive. We carefully underwrite risks in CAT-prone areas, i.e., situated in high hazard earthquake areas, flood zones A or V, or in South Atlantic or Gulf coastal areas where hurricanes are most likely to make landfall.

construction trucks at a job site
Resources

Marketing materials

Download the RLI Builder's Risk and Installation marketing brochure to take with you or share with your customers.

Highway along mountain cliffside
Get Appointed

Ready to partner with RLI?

If you're an agent or broker with a qualified book of business or a customer with a specialized insurance need, we'd love to partner with you.

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