Commercial Specialty Auto

Hospital Fleets

For pre-approved retail agents and brokers with a solid book of hospital fleet accounts, RLI Transportation actively welcomes hospital insurance risks.

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Insurance Type

Admitted & Non-admitted

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Distribution

Retail & Wholesale

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Availability

RLI offers coverage throughout the U.S. with the following exceptions. Policies cannot be domiciled in or significantly operating in AK, HI, LA, MA, MT, NM, NV or NY. RLI is not targeting risks domiciled in or primarily in South Florida (south of Lake Okeechobee), South Texas (south of Houston), Los Angeles County in California, San Francisco Bay Area in California (San Francisco, Marin and Alameda counties), Cook County in Illinois or in metro New Jersey. We define significantly operating in as more than 20-25% of the exposure is occurring there.

Not an agent or broker?

If you are an owner or operator of a hospital fleet and are interested in transportation insurance, please ask your insurance agent or broker for a quote from RLI.

appetite & eligibility

Hospital criteria

$10,000 minimum premium
Fleets consisting of a mix of any or all of the following unit types: emergency or non-emergency ambulances, patient transport including wheelchairs, service, maintenance, security, courier or employee shuttle vehicles
Hired and non-owned liability coverage for non-passenger transportation exposures (as part of the fleet or standalone)
Garagekeepers’ legal liability coverage for valet and parking garage exposures, but not on a standalone basis
Employees at least EMT-B certified for passenger transport operations (preferred)

appetite & eligibility

Submission clearance requirements

ACORD 125 and ACORD 137
Completed RLI Healthcare Questionnaire‍
Vehicle Schedule with garaging city/state, year/make/model, specific use, seating capacity and stated amount values (in Microsoft Excel format, if possible)
4 years of currently-valued hard copy loss runs with details on all losses over $25,000
Drivers’ list with date of birth, date of hire, driver’s license numbers and state (in Microsoft Excel format, if possible)
If Garagekeepers’ Legal Liability coverage is requested and valet services are provided, please complete the RLI Valet Questionnaire

Additional requirements

Two most recent year-end, audited financial statements, balance sheet and income statement
Current MVRs for all drivers
Acceptable loss control phone inspection

If financial statements do not meet RLI minimum guidelines, we will not be able to offer a quote.

We may be able to waive financial requirements if annualized premiums are under $250,000 with an average or above average loss control rating.

Benefits of an RLI Transportation partnership

Free access to a dedicated loss control expert
Free access to driver safety training videos through RLI Safety Solutions’ proprietary learning portal
One free weekday of onsite driver training from an RLI Loss Control expert
Discounts on hardware and subscription costs from Samsara, Lytx, & Motive
Free access to RLI Safety Solutions DOT compliance assistance
Quarterly claim reviews available on larger risks

FOR AGENTS & BROKERES

Resources

Distracted Driving Training

Samsara and RLI Partnership

Learn more about how RLI’s partnership with Samsara, which makes it easier than ever to enhance your loss control and driver safety programs using free dashcams for your fleet.