Non-Preferred Transportation Ambulance Insurance

Ambulance insurance solutions are based on several factors, including but not limited to issuance of a non-renewal or cancellation notice, claim issues (frequency and/or severity), lack of industry experience/being a new venture and the need for dedicated loss control support.

• $50,000 minimum premium
• Mixed fleets: Any modifications or permanently attached equipment must be disclosed on the submission
• Emergency and non-emergency fleets
• Prefer employees are at least EMT-B certified
• Prefer employees are EVOC or CEVO trained
• Higher-risk territories including South Florida, South Texas, Los Angeles County in California, San Francisco County in California or Cook County in Illinois
• No radius limitations (local, intermediate, long distance)
• Can post filings (federal and state)
• Business owners willing to work with the underwriter and loss control team to implement necessary requirements and recommendations with an emphasis on prioritizing safety and loss control
  

• Account narrative, strategy and market position – send copy of cancellation or non-renewal notice if applicable
• Completed RLI Ambulance Questionnaire
• Five years of currently valued hard copy loss runs valued within 60 days or less from proposed inception with details on all open losses and losses over $50KVehicle schedule in Excel with licensing state, garaging city/state, year/make/model/VIN, specific use, seating capacity, disclosure of any modifications or permanently attached equipment and stated amount
• Driver schedule in Excel including date of birth, date of hire, driver’s license number and state

RLI offers coverage throughout the U.S. with the following exceptions:

• Policies cannot be domiciled and vehicles cannot be registered in the following states: CT, KS, KY, MA, NC, NY, NV, WA, WV
• For risks domiciled and registered in eligible states, if they enter NY, use in the five boroughs of NY can only be incidental
• In FL and IL, terms are offered on RLI Insurance Company admitted paper. In all other acceptable coverage territories, terms are offered on Mt. Hawley Insurance Company non-admitted paper.