about rli

Say hello to different

RLI is a different kind of insurance company. Let us explain.

Abstract shot of city buildings with RLI branding

We believe different works

Our difference lies in our experience and approach to relationships.

We consistently go above and beyond for our customers, especially during challenging times, and use our deep expertise in the markets we serve to ask the right questions and craft the right coverage every single time.

We partner with a network of trusted insurance agents and brokers across the U.S. to offer customized and specialized coverage that meets our customers' specific needs.

RLI employee smiling

We are a specialty insurer

RLI is a domestic, specialty insurance company that handles its own underwriting and claims. We focus on insuring specialized risks across diverse markets.

But that's not all that sets us apart. Our unique approach is supported by a smart, talented and ethical team of employee owners united around a single purpose: to protect people and organizations from life's uncertainties to help them explore, create, build and thrive.

  • Customer Focus. We're a people-first kind of company. This means we care about our customers and go above and beyond in unexpected ways to achieve the best outcomes possible.
  • Relationships. We get to know our customers, understand their needs, ask the right questions and expertly craft insurance coverage and bond solutions that provides just the right coverage. 
  • Deep Expertise: We have deep underwriting and claim expertise in the markets we serve to help our customers mitigate and manage risk.

Creating a different—and better—insurance experience takes diverse talent and a shared passion for going beyond the expected to give our customers the service and support they deserve.

RLI employees sitting and talking

Fostering a history of innovation

Since 1965, RLI has embraced risks in underserved niche insurance markets. Our innovation journey began when founder Gerald D. Stephens established RLI as a contact lens insurance agency. Later, we expanded into commercial property and liability insurance and diversified our product portfolio. Today, RLI's entrepreneurial spirit and commitment to innovation continue to set us apart.

business partner meeting

Our values guide how we work to make a difference

Ownership

We care about our work and use our resources well. As owners, we take pride in the work we do and are invested in the long-term success of our company. We are good stewards of our resources.

Customer Focus

We deliver exceptional products and service. Our purpose is to protect our customers from life’s uncertainties. We work to understand their needs and deliver differentiated solutions and support.

Drive

We strive for excellence and seek to continuously improve. Maintaining exceptional standards in our work drives us to continually raise the bar. We embrace change and learning opportunities that help us grow.

Innovation

We are curious, creative and open-minded. Taking measured risks to evolve our business is critical for remaining competitive. We are bold and ambitious, but not reckless.

Integrity

We build open and honest relationships with good communication. Openness, honesty and respect result in the best relationships because they lead to trust. We do the right thing every time.