Surety Bonds

Contract Surety

Contract bonds for small and midsized contractors with a capacity of $50 million or higher for well-established accounts.

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Distribution
Retail
Availability
U.S., Puerto Rico, Canada, Mexico, Guam and the U.S. Virgin Islands.
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Partner with us

Grow your contract bond business with a partner you can trust

At RLI Contract Surety, we provide customized solutions for contractors’ performance, payment and supply bonds. We work with experienced agents and brokers to provide surety bond solutions to small and medium sized contractors and offer streamlined programs for small and infrequent contract surety credit users.

  • Access to tools and resources that enable you to grow your bond business, including direct access to forms and bond documents as well as online bond administration tools
  • Access to highly experienced underwriters staffed in more than a dozen locations throughout the U.S. to provide regional expertise and personalized service.
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My Contract Bond App

Use the My Contract Bond App on RLI's agent portal to access our electronic application for all our contract products, featuring:

  • Electronic signature of documents, including General Indemnity Agreements
  • Upload contracts and bond documents for instant delivery
  • Account creation to simplify future bond requests
  • Create a custom link for your contractors to submit their own applications on the go

Learn more about My Contract Bond App

Programs

Contract bond programs

RLI Surety offers access to graduated programs, which means you retain the same underwriter as your contractor customers grow.

Single building

FirstStep®

Up to $500,000

For contractors with small or infrequent bond needs. Minimal underwriting information required.

Two buildings

Next Step®

$500,000 to $1.5 million

For contractors with bond needs exceeding FirstStep, but may not have CPA-prepared financial statements.

Three buildings

Standard

$1.5 million or above

For well-established contractors with professional presentations, including third party CPA-prepared financial statements.

Additional Program

SBA Capacity

We work with small, emerging contractors through the SBA Prior Approval Bond Guarantee Program. The single size limitation is $9 million and $14 million for a federal project.

Contact us

We're here to help answer your Surety questions.

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Get Appointed

Ready to partner with RLI?

If you’re interested in offering RLI Surety bonds to your customers, find out how to get the process started.