Professional Services Firms

Miscellaneous Professional Liability

Miscellaneous professionals coverage to protect against acts or omissions committed in the practice of their profession. Coverage includes defense costs, charges and expenses as well as the actual settlements from litigation.

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Insurance Type

Admitted

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Distribution

Retail & Wholesale

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Availability

Available in 50 U.S. states and D.C.

coverage

Coverage for various types of business sizes

Two levels of coverage, including:

‍Target Professionals Liability: Professional services firms up to $100 million‍
Miscellaneous Professional Liability: Professional services firms up to $1 billion in revenue

Coverage features

Defense outside the limit
Full prior acts
Blanket additional insured coverage where required by contract
75/25 consent to settle provision
Third party discrimination coverage
Disciplinary proceeding coverage
Blanket professional services definition (endorsement)
Waiver of subrogation (endorsement)
50% deductible reduction on a claim if a written agreement is in place with the client (endorsement)
Full worldwide coverage (endorsement)
$498 minimum premium for a one-year policy
Two-year policies with reinstatement of the limits
Two years auto renewals for qualified accounts

who we work with

Target business types

Coverage is available for most industry classes including, but not limited to:

Administrative/office support
Advertising agency
Arbitrators
Audio/vision consultant
Bookkeeper
Business manager
Caterer
Cleaning service
Counseling service
Courier/messenger service
Court reporter

Dance instructor
Document destruction service
Educational consultant
Event/meeting planner
Exhibit designer
Forensic investigator
Fundraising consultant
Grant writing service
Graphic designer
Healthcare consultant
Human resource consultant

Interpreter
Lighting design consultant
Lobbyist
Mailing service
Management consultant
Marketing consultant
Notary
Paralegal
Photographer
Private Investigator
Process server

Referral service
Resume service
Safety training
Speech therapist
Tax preparer
Teacher (Educator)
Technical writer
Training specialist
Translator
Travel agent
Tutor
Wedding planner

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