Commercial Specialty Auto

Security Fleets

For pre-approved retail agents and brokers with a solid book of Security accounts, RLI Transportation actively welcomes security insurance risks.

Get Appointed

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Insurance Type

Admitted & Non-admitted

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Distribution

Retail & Wholesale

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Availability

Policies cannot be domiciled in or significantly operating in NV, NM, MA, LA, MT, HI, NY, or AK. Hired and non-owned only policies cannot be domiciled in the above listed states or in ME or TX. Not available in South Florida, South Texas, San Francisco, Los Angeles and Cook County, Illinois.

Not an agent or broker?

If you're a security fleet owner or manager interested in transportation insurance, ask your insurance agent or broker for a quote from RLI.

coverage

Additional coverage for hired & non-owned liability

Can be standalone or in addition to fleet coverage
Accounts with large non-owned exposure is preferred
Large Independent contractor exposures are not a fit

Requirements

Submission clearance requirements

ACORD 125 and ACORD 137
A completed RLI New Business Questionnaire
Vehicle schedule with: garaging city and state, year/make/model, specific use, seating capacity, disclosure of any modifications or permanently attached equipment and stated amount values (in Microsoft Excel format if possible)
Four years of currently valued hard copy loss runs with details on all losses over $25,000
Drivers list with date of birth, date of hire, driver’s license number and state (in Microsoft Excel format if possible)

Additional requirements

Two most recent year-end, audited financial statements, balance sheet and income statement
Current MVRs for all drivers
Acceptable loss control phone inspection or digital risk review

Access our Digital Risk Review

Please note, if financial statements do not meet RLI minimum guidelines, we will not be able to offer a quote. We may be able to waive financial requirements if annualized premiums are under $250,000 with an average or above average loss control rating.

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Target business types

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Security Fleet Criteria

$10,000 minimum premium
Our focus is on hard to place security risks
Fleets typically include: Private Passenger, Light/Medium Trucks and/or Armored Cars
Local/Intermediate radius preferred
Risks with armed and unarmed guards are acceptable
Operations typically include security staffing & placement, security installation, security training or ATM processing/servicing/repair/maintenance
Accounts with both frequency and severity issues are not a fit

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Ineligible Operations

Accounts transporting valuables in non-armored cars
Risks that detain suspects or have cages/vehicle alterations in the back seat
Insureds that have less than one year of operating experience

Resources for agents & brokers

Distracted Driving Training

Defensive and Distracted Driver Training: Hired/Non-Owned Vehicle

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Defensive and Distracted Driver Training

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Samsara & RLI partnership

Learn more about how RLI’s partnership with Samsara, which makes it easier than ever to enhance your loss control and driver safety programs using free dashcams for your fleet.