Construction

Contrac Pac: Package

Package policies designed for larger contractors with full package capabilities submitted via traditional ACORD applications.

Get Appointed

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Insurance Type

Admitted

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Distribution

Retail

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Availability

Not available in NY or CO

Not an agent or broker?

If you're a construction contractor interested in Contrac Pac Package coverage, ask your insurance agent or broker for a quote from RLI.

Coverage

Outstanding coverage for your insureds

Our knowledgeable underwriters provide you with outstanding coverages and service to help meet the needs of your insureds for various types of insurance coverages.

Property
General liability
Automobile
Crime
Inland marine
Equipment breakdown
Expanded property forms
General liability enhancement
Auto enhancement
Blanket additional insured
Excess
Cyber liability

Group of people sitting at a table working together

Eligibility

Robust eligibility for general & artisan contractors

Learn about our target business classes and contractor eligibility

General contractors

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Eligible

Self-perform less than 50% of work
Actively manage job sites and job site safety
CM At-Risk
Design-bid-build
Design-build
New (ground up construction)
Tenant’s improvements and betterments work

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Ineligible

Contractors with over water or overseas exposures
Residential new construction (Unless part of the Warranty Home Builders Program)
Paper general contractors: not actively managing job sites or job site safety
Street/road, water or sewer, structural steel, door/window, framing, siding, roofing

Artisan contractors

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Eligible

Electrical, mechanical, plumbing, concrete, landscaping, swimming pool, fence, drywall, flooring and others
Worksite safety program for employees
Proper risk transfer

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Ineligible

Ineligible classes may vary based on the type of artisan contractor. Please contact an RLI underwriter for specifics. In general, the following are outside of our appetite: