Commercial Casualty

General Liability

Commercial general liability and product liability coverage for multiple business classes

Get Appointed

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Insurance Type

Non-admitted

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Distribution

Wholesale

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Availability

Available in 50 U.S. states.

Not an agent or broker?

If you're a risk manager interested in commercial general liability insurance, ask your insurance agent or broker for a quote from RLI.

Coverage

Coverage & features

Excess and surplus lines coverages on a non-admitted basis
Commercial general liability coverage up to $1 million per occurrence and $2 million aggregate
Product liability coverage up to $1 million per occurrence and $2 million aggregate

Eligibility & Appetite

Partner with us

Policies issued within 15 days
Excess and surplus lines coverages on a non-admitted basis
Flexible, knowledgeable, individual risk underwriters that can tailor the policy to the needs of each insured
A wide variety of classes available including larger difficult accounts
Customized self-insured retention and large deductible programs available as well as standard policy deductibles

Niche underwriting

Uncommon authority

RLI's highly-skilled underwriters make quick decisions. Leveraging their deep industry knowledge and niche expertise, our underwriters develop innovative solutions to meet your customer's unique needs.

RLI is a stable market for business liability risks, backed by our A+ rated financial strength. We provide coverage for a wide range of general liability and product liability exposures. Our flexible minimum premiums cater to smaller clients, and our coverage is available nationwide.

Target business classes

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Contractors

General contractors: new and renovations
Select artisan contractors
Most commercial trade contractors
Demolition: structures under four stories and interior – no wrecking ball or blasting
Flat concrete work: including water treatment plant construction
Owners interest
Landscape and site work
Fire/restoration
Machinery installation/repair
OCPs and owners interest in construction projects

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Products & Manufacturing

Instruments: diagnostic, electronics and components, medical, laboratory
Toys/games manufacturer or distributor: plush, dolls, accessories and games
Clothing/textiles/footwear: all except children’s clothes and sleepwear
Auto parts: aftermarket, non-critical
Machine shops: heat processing, foundries, electroplating and fabrication: non-structural
Consumer goods: paper products, soaps/detergents, home décor
Medical products: surgical, non-invasive and diagnostic
Cosmetic and personal care goods: no hair relaxers or products containing lye
Metal goods: non-pressurized tanks, non-powered tools, light trailers, fasteners
Computers: computer equipment, accessories, component parts