Ocean Marine

Marinas, Boatyards & Boat Dealerships

RLI provides tailored property, liability and supplemental coverages for marinas, boatyards, and dealerships. We understand the unique insurance needs of the ocean marine industry and take a holistic approach to crafting policies that meet those requirements.

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Insurance Type

Admitted

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Distribution

Retail & Wholesale

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Availability

Available nationwide

Not an agent or broker?

If you're a boat dealership/marina owner or operator interested in marine insurance, ask your insurance agent or broker for a quote from RLI.

Coverages

Tailored & comprehensive insurance coverage for your policyholders

Property

Boat dealership inventory
Owned watercraft hull coverage (for workboats and rental watercraft)
Property and business personal property
Piers, wharves and docks
Business interruption and extra expense
Marina equipment (travel lifts, forklifts, etc.) and tools
Electronic data processing
Business signs

Liability

Commercial general liability
Marina operators liability (including commercial ship repair liability)
Protection and indemnity (for all owned and non-owned watercraft exposures)
Yacht broker’s liability
Umbrella “bumbershoot” liability

Supplemental

Limited pollution liability
Hired and non-owned auto liability
Employee benefits liability
Crime and employee dishonesty
Stop gap liability
Liquor legal liability (subject to underwriter guidelines and restrictions)
Accounts receivable
Valuable papers
Debris removal

Just for Boat Dealers

Truth in lending
False pretense
Title errors & omissions
Engine hours errors & omissions

Target business types

Boat dealerships
Boat repair yards and repair operations (including any commercial vessel repair)
Marina slip rental and mooring
Fueling operations
Boat storage
Yacht brokerage
Ship's store/snack bar
Boat rental (subject to underwriter guidelines and restrictions)
Yacht clubs

Additional benefits

Experienced underwriting - Our underwriters are among the most experienced in the industry, which allows us to tailor coverage to your specific needs.
Commitment to loss control - RLI Marine claims experts are committed to helping you reduce loss costs with proven risk control methods.
Financial strength - RLI is rated "A+" (Superior) by A.M. Best and "A" (Strong) by Standard & Poor's.