Commercial Specialty Auto

Courier Fleets

Get Appointed

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Insurance Type

Admitted

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Distribution

Retail

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Availability

Policies cannot be domiciled in or significantly operating in NV, NM, MA, LA, MT, HI, NY, or AK. Not available in South Florida, South Texas, San Francisco, Los Angeles and Cook County, Illinois.

Not an agent or broker?

If you're a courier fleet owner or manager interested in transportation insurance, please ask your insurance agent or broker for a quote from RLI.

Submission clearance requirements

ACORD 125 and ACORD 137
A completed RLI Contractor Courier New Business Questionnaire
Vehicle schedule with garaging city/state, year/make/model, specific use, seating capacity, disclosure of any modifications or permanently attached equipment and stated amount values (in Microsoft Excel if possible)
Four years of currently valued hard copy loss runs with details on all losses over $25,000
Drivers’ list with dates of birth, dates of hire, driver’s license numbers and states (in Microsoft Excel if possible)

Additional requirements

Two most recent year-end, audited financial statements, balance sheet and income statement
Current MVRs for all drivers
Acceptable loss control phone inspection or digital risk review

If financial statements do not meet RLI minimum guidelines, we will not be able to offer a quote.

Digital Risk Review

Created with you in mind, our digital risk review offers more flexibility than traditional onsite assessments and can be completed from any internet-connected device.

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target business types

Explore our eligible and ineligible criteria

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Eligible Courier-specific Criteria

Minimum premium of $10,000
Risks should use primarily owned autos
Risks should not have a large independent contractor exposure
Fleet should consist primarily of private passenger, light or medium units
Risks should have at least 1 full year of operating experience
We can consider medical couriers with good controls in place

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Ineligible Operations

Hot-shot operations
Final mile couriers
Expeditors
Operations with a large independent contractor exposure
Operations with Amazon contracts
Operations requiring federal filings

Resources

Distracted Driving

Samsara & RLI Partnership

Learn more about how RLI’s partnership with Samsara, which makes it easier than ever to enhance your loss control and driver safety programs using free dashcams for your fleet.