Commercial Property

Commercial Property

Building, business property and business interruption coverage including direct damage, loss of business income, earthquake, wind and hail. Commercial property capacity up to $25 million for primary and excess coverage with per-occurrence and annual aggregates.

Insurance Type
Non-admitted
Distribution
Wholesale
Availability
Not available in Louisiana
skyscrapers in a city

Not an agent or broker? 

If you're a property owner or manager interested in an insurance quote, ask your commercial wholesale insurance agent or broker for a quote from RLI.

Capacity & coverage 

RLI offers in-house capacity of up to $25 million for primary and excess coverages with per occurrence and annual aggregates. For earthquake and flood coverage, RLI offers coverage of up to $15 million on any one policy or risk in California and $25 million in all other U.S. states. Types of coverage include: 

  • Buildings
  • Personal property and personal property of others
  • Stock
  • Improvements and betterments
  • Loss of business income
  • Extra expense
  • Leasehold interest

Basic, broad and special forms of coverage are available based on the risk’s exposures.

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The expertise you need to customize solutions for your customers

We take pride in providing timely service, sound underwriting decisions and delivering results for our wholesale brokers. RLI underwriters have the surplus lines insurance insight to act on market changes and competitive pressures.

The flexibility of non-admitted coverage allows our underwriters to design coverages to meet the specific needs of the individual situation.

When you’re looking for innovative solutions to highly specialized risks, call RLI. You’ll appreciate our specialty insurance expertise and our customer service. RLI underwriters also have binding authority. That breeds flexibility, confidence, efficiency, and a level of personalized customer service that is hard to find. Call an RLI branch office, or the broker in your area, today to find:

  • Flexible, knowledgeable, individual risk underwriters tailor the policy to the needs of the insured
  • A wide variety of classes available including larger difficult accounts
  • Policies issued within 15 days
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Contact an underwriter

Find a Commercial Property Underwriter

Our nationwide team of underwriters utilize their expertise and innovative approached to underwrite risks specific to their regions and market segments.

Casualty region map
West Coast
South Central
Midwest/Northeast
Southeast
John Leonard
John Leonard
AVP, Underwriting
972-677-2168
region shows here
Tom McErlean
Tom McErlean
AVP, Underwriting
213-787-2045
region shows here
Linda Paul
Linda Paul
AVP, Underwriting
309-422-0305
region shows here
Rob Smith
Rob Smith
AVP, Underwriting
312-361-8119
region shows here
Jon Ward
Jon Ward
VP, E&S Property
309-422-0607
region shows here
West Coast
West Coast
Southeast
Southeast
South Central
South Central
Midwest/Northeast
Midwest/Northeast

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