Nonprofit Organization & Executive Liability Insurance

A wall of coverage to stand between your nonprofit organization and costly litigation.

Nonprofit organizations cannot escape today’s litigious environment simply by virtue of their tax-exempt status. More nonprofits than ever are being challenged in court. Will yours be next?

RLI’s comprehensive coverage includes:

• Broad definition of insured — including volunteers
• Penalties assessed under HIPPA are automatically covered up to $25,000
• Wrongful acts include wrongful employment acts — including wrongful termination, discrimination, harassment, and retaliation
• Noncancellable by the insurer, except for nonpayment of premium

Our target market includes:

• Most 501(c)(3) and 501(c)(4) nonprofit organizations
• Most nonprofit colleges and universities

Our target market generally DOES NOT include:

• Nursing homes
• Country clubs
• Childcare centers
• Condo or homeowners associations
• Social clubs
• Educational institutions for children under the age of 18 years

RLI EPG products feature:

• Available in excess coverage (Pure follow-form coverage sits over all coverages.)
• Automatic merger and acquisition and automatic run-off coverages
• Broad punitive damage and spousal liability coverages
• Zero retention for investigative costs coverage for favorably resolved claims
• A three-year discovery quote guaranteed
• Investigations are included in the definition of claim
• “Pay on behalf of” language
• Claim notice ”as soon as practicable”
• Non-cancellability (except for non-payment of premium)
• Worldwide coverage
• Crime/KRE: Only to insureds who also purchase other EPG coverages — one or a combination of D&O, fiduciary and EPL