Computer Services Business

Internet and computer-based technologies are making it easier than ever for entrepreneurs to operate their businesses out of their homes. RLI meets the specific needs of such enterprises, including coverage for damaged equipment and liability.

Computer Consultants and Trainers

Computer consultants take a broad assessment of an organization and its computer needs. They ask people what they want to achieve and explore the possibilities for how a computer can help them accomplish it. Professional advice is given to the client on selecting the specific computer hardware/software and phone systems to best fulfill their individual requirements. Furthermore, the consultant may also train clients on using the computers and program applications, as well as install the actual technologies. RLI can help computer consultants and trainers meet their particular needs with additional coverages such as Electronic Data Processing Coverage.

Sales/development/integration of custom applications and/or programs is not eligible under this class. Electrical wiring is not eligible as this is a contracting exposure.

Note: Communicable Disease Exclusion* will be attached in states where approved.

Computer Repair

This class of technician is comprised of individuals who repair computer hardware equipment. Similar work one may encounter includes installing new updates, setting up networks, and monitoring the health of servers. Home Business Insurance covers repairs that happen on premises, as well as work that occurs off-site.

Note: Communicable Disease Exclusion* will be attached in states where approved.

Computer Service Bureau

Clients provide the service bureau with data that is entered into a computer. The service bureau then compiles the data and creates output in the form of labels, customized letters and/or mailing items. Assembly of kits may also be done. Credit and background check services are not eligible under this class.

Note: Communicable Disease Exclusion* will be attached in states where approved.

Database Management

Database management entails the uploading and organizing of crucial information into a database. Taking into account the importance of accuracy and the cost of the supplementary equipment, protection against theft and liability is paramount to this profession.

Note: Communicable Disease Exclusion* will be attached in states where approved.

Website Designer

Website designers create or update web-based materials for individuals or businesses. The professional works with the customer on the layout, style, colors, use of photographs and illustrations in order to create the pages to their specifications. Web hosting is not eligible under this class.

Note: Communicable Disease Exclusion* will be attached in states where approved.